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Does Your Personal Credit Suck?

By: susa

Have you been stressing yourself lately because you can’t get the answers to these questions? Then maybe it’s time you changed your questions. Try these on for a change:
How do I build business credit?
How do I get a business credit card?
How do I get a credit card for a small business?
How do I get unsecured business loans?
How do I get unsecured lines of credit?
How do I get working capital?
These six questions have answers. They can be found in my new eBook “Basics” of Business Credit. You can also find out how to:
• Understand the difference between Personal Credit and Business Credit
• Choose your business name and register it with the State
• Choose the best legal entity structure for your needs
• Choose your place of business
• Apply to multiple businesses for credit without hurting your FICO scores
• Avoid the pitfalls that can happen with “personal guarantees”
• Establish your business credit profile so that creditors come seeking “your” business

Most everyone knows that good personal credit is vital if you are being asked to offer a personal guarantee when first applying for business credit. Once established, personal guarantees will generally no longer be needed, but until then, it’s important that your personal credit reports reflect a “positive” picture of you.
Entrepreneurs and new business owners need to keep their personal expenses separate from their business. The only way to achieve this is to establish a business credit profile so that when you apply for corporate credit cards, commercial credit (like Lowes or Home Depot), unsecured business credit lines, unsecured business loans, working capital loans, or any type of business credit you can get it without a personal guarantee.
Quit ruining your personal credit. Use “OPM” Other People’s Money to fund your business. Go to my website and find the step-by-step instructions that will show you how to get out of personal debt by shifting the financing of your business to your business accounts.
When you purchase my eBook you will also get a Free Credit Restoration Guide that contains 13 specifically designed letters that quote the FCRA (Fair Credit Reporting Act) guidelines. Use the laws that are already there to protect you to clean up your personal credit.
This is a limited time offer, so don’t wait. Your credit can only get worse if you don’t act now.
For more information, click here to access the website for “Basics of Business Credit” written by Susan Carter. Thank you.

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