ARTICLES
Search:
Articles in
Home
|
Finance
Credit (13)
Currency Trading (29)
Debt Consolidation (21)
Fundraising (3)
Insurance (76)
Investing (65)
Leasing
Loans (49)
Mortgage (34)
Mutual Funds (2)
Personal Finance (19)
Real Estate (179)
Stock Market (25)
Taxes (13)
Wealth Building (20)
Title
|
Newest
|
Oldest
13 Steps For Profitable Call Option Trading
By :
Wai Hoong Chin
Trading call option is the simplest form of option trading yet it can be the most profitable strategy. This article outlines 13 specific steps that must be taken to trade or invest in call options profitably.
5 Steps To Gain Financial Knowledge
By :
Andrew Lim
Secrets of Self-Made Millionaires
A beginners Guide to Personal Life Cover
By :
Katie Brown
Life insurance, while not taboo, is far from most people’s favourite topic of conversation. Aside from the obvious and inevitable, there are a few common reasons why people delay. Life insurance is perceived as tough subjects to comprehend as there are many variables to deal with. Here we aim to clarify some basics.
About Dormant Bank Accounts
By :
Nicholas Hunt
It's estimated that up to £5bn may be sitting unclaimed in UK dormant bank accounts. Could you be entitled to a share?
Are You Being Cheap or Are You Managing Your Money Well?
By :
Tony Mase
Although there's sometimes a *very* fine line between the two, there's a distinct difference between "being cheap" and managing your money well. In this article, you'll discover what it is and how it could well mean the difference between your being wealthy and your being poor.
Are You Required to Report Your eBay Earnings?
By :
Kristine McKinley
Many people sell items on eBay, either as a hobby, a way to clean out the house, or to earn some extra income during retirement. The number one question I hear from these people is are they are required to report the profits they earn on items they sell on eBay. The answer is "yes".
Auctions Are Coming Back As A Vehicle To Move Property In A Slow Market
By :
Paul Jerome
The property has been on the market for nine months and even with several price reductions, no bites no offers, no sale. There is a situation that many sellers in the U.S. are facing. After offers of paying a buyer closing cost and even holding a second mortgage combined with multiple price reductions and still nothing has even come close to a looking like a sale then it may be time to look at the tried and true way to move property, auctions.
Baby Boomers: 6 Major Issues You Need To Address In Retirement Planning
By :
Maurine Patten
Are you planning to retire in the 21st Century? Discover the six major issues you need to address before retiring. In addition to understanding your finances, there are five more reasons to plan ahead for this next exciting stage in your life.
Be Aware of Foreclosure Scams
By :
Pete Glocker
This article is to inform consumers on foreclosure scams.
Beware of Compensation Attorney Scams
By :
Aretha Singh
It seems like the world is growing greedier by each turn of the century. While people have wanted to trust their a personal injury attorney in the past, they now have to ask for proof of legal certification. This is because there seems to be a steady rise of personal injury attorney scams. These types of personal injury attorneys are not interested in helping clients. They are only after your money.
Boomers want to retire yet stay involved
By :
Clay Cotton
Many retirees, especially us baby boomers, want to retire from their careers yet become involved in other areas such as social and health services.
Bracing Yourself for Higher Education Costs - Are You Ready For The Challenge?
By :
Ray Prince
Will your children be able to afford to go to University or onto Higher Education? With the costs increasing every year will the government be able to reach their goal of more students going to university? Let's look at the costs involved and the steps you can take to ensure you've saved enough for their futures.
But Will You Even Be ABLE to Retire?
By :
Clay Cotton
Everybody envisions the golden years as a time to relax away from the stresses and strains of working life, but for for many baby boomers it may be a far different picture.
Can You Choose the Type Of Bankruptcy Filling?
By :
Cornie Herring
You can choose the bankruptcy type to be file against, but you may not eligible for the bankruptcy type of your choice if you do not meet the required criteria. Read this article to get more information on bankruptcy types and the eligibility criteria for each bankruptcy type.
Caregiving's Costly Burden
By :
Clay Cotton
Hey - If I had known that official government policy toward caring for elderly parents was that their children would have to do it all, well I would have had 10 kids.
Change And Prosperity, 5 Tips
By :
Anthony Kollar
Your outer world reveals what is on the inside. Ever wonder why things don't work out, again. What if you could change on the inside and set prosperity in motion, seemingly effortlessly? Learn how to activate prosperity from the inside out.
Cheap Car Insurance-agents Can Help
By :
Joseph Welusz
Low cost auto insurance is relative to the amount you are willing to pay for a certain amount of coverage. Many people do not understand that by purchasing the lowest policy you aren't always protecting yourself right.
ChoicePoint: To retire, start over or hang in there?
By :
Clay Cotton
Prior generations retired after working at one company for 25-30 years, and after that stint, they then retire and get a pension plan. Retirees had a small house paid for, a nice Social Security check and a pension. Add to that a life expectancy of around 70 years, and you'll have a perfect retirement plan.
Choosing A High Interest Savings Account
By :
Nicholas Hunt
There's more to a choosing a savings account than simply comparing basic interest rates. Different account features can suit different situations, and choosing the wrong account could be costly.
Clason's "The Richest Man in Babylon" Reveals the Fastest Way to Become Financially Savvy – Part 1
By :
Ed Bagley
George Clason's book "The Richest Man in Babylon" reveals the fastest way to become financially savvy. Here is a synopsis of The Richest Man in Babylon and the important financial lessons it teaches. The moral to the story The Richest Man in Babylon teaches this lesson: Proper preparation is the key to our success.
Clason's "The Richest Man in Babylon" Reveals the Fastest Way to Become Financially Savvy – Part 2
By :
Ed Bagley
George Clason's book "The Richest Man in Babylon" reveals the fastest way to become financially savvy. Here is a synopsis of The Richest Man in Babylon and the important financial lessons it teaches. The moral to the story The Richest Man in Babylon teaches this lesson: Proper preparation is the key to our success. Part 2 of 2.
Coping With ID Theft
By :
Martin Sumner
ID Theft is a crime that can have devastating effects on the victim's financial wellbeing. However, acting fast when you discover your identity has been stolen can minimize the damage, and this article describes the first steps you should take.
Critical Claims Statistics for Critical Illness Cover
By :
Ray Prince
Are you adequately covered for personal life protection, including life assurance and critical illness cover? Do you know what the actual claims experience of the leading insurance companies is? Let's take a look at some revealing statistics...
Critical Protection Issues - How To Get The Right Level of Personal Protection
By :
Ray Prince
This is the second of a three part mini-series on protecting your family from the effects of death and illness. A morbid subject perhaps, but a crucial one that you shouldn't ignore.
Debt collection-Facts vs. force
By :
Francis Mwendo
The title ‘debt collector’ is self-explanatory and clearly states what such a person does. If you owe money to a lender and there has been a delay in payments over the past few months the lender may choose to either use their in-house service or employ a specialized debt collection service provider.
Debt Free : Legally Eliminate Debt
By :
Ray Lam
The question we want to ask is it possible to legally eliminate debt. Yes, there are many options available today to get relief. There are many reputable sources that can provide the know-how to legally eliminate your debt or at least dramatically reduce your financial obligation. You need to work with a professional that uses only ethical practices in their field of expertise. It is important to spend the extra time to find someone who is good at what they do, but the time you spend will be well worth the effort in the end.
Determine Your Risk Tolerance
By :
Kim and Charles Petty
Each individual has a risk tolerance that should not be ignored. Any good stock broker or financial planner knows this, and they should make the effort to help you determine what your risk tolerance is. Then, they should work with you to find investments that do not exceed your risk tolerance.
Dividends or Buybacks--Which Are Better for Shareholders?
By :
David Van Knapp
This article discusses the pros and cons of dividends vs. share buybacks. It concludes that usually, dividends are better for shareholders.
Do You Need to Make Estimated Tax Payments?
By :
Kristine McKinley
The second quarter estimated tax payment is due in less than two weeks (June 15). Do you know if you need to make estimated tax payments? The federal income tax system is a pay-as-you-go tax system. That means you pay taxes as you earn income throughout the year.
Estate Planning and the Enduring Power Of Attorney - Changes Imminent
By :
Ray Prince
It can be hard to imagine that you may not be able to look after yourself at some point in the future. As most of us are only too aware though, the chances of this situation arising is likely. But who will look after your financial affairs? And how will it all work, especially if your situation deteroirates quickly? Let's look at the options available to you.
Finding A Motorcycle Compensation Attorney
By :
Aretha Singh
It is liberating to know that you can pick the type of transportation you want to use–whether it be a bus, a car, or a motorcycle. That is why you can also be involved in many different types of personal injury claims cases. The most vulnerable type of transportation is the motorcycle. That is why there are so many motorcycle personal injury attorneys.
Finding Origination Business In Your Own Backyard
By :
Doug Frye
This article covers a few of the ideas where loan originators and quickly find new business. These ideas include loans from there current clients, referrals from past clients and leveraging relatoinships in their community and marketing database.
Friends and Family Will Be Tapped for Long Term Care
By :
Clay Cotton
More than 1/3 of U.S. residents contacted indicated they would turn to family and friends for long term care, a new survey shows.
Genworth Cornerstone - Advantage or Disadvantage?
By :
Clay Cotton
Genworth is promoting it's new long term care insurance product, Cornerstone Advantage, as an affordable LTCi solution. In today's market, there is only one way for an insurance company to offer lower priced long term care insurance coverage - and this is to cut their costs! But how is Genworth doing it?
Getting Educated About Inheriting an IRA From Your Parent
By :
Karen Fusco
Find out how inheriting a 'beneficial' IRA can cause all sorts of upset with the tax man!
Guess What Year It Is? It's The Third Year of the Presidential Cycle. Is That a Good Thing?
By :
David Van Knapp
This article discusses the so-called Presidential Cycle indicator in the stock market.
House Hunting's Unique Challenges : My Experience
By :
Danna Schneider
Recently I've had the first-time experience of shopping around for my first home. That's right, for me, the days of care-free, maintenance-free renting, small storage spaces, and restrictive landlord policies on everything from decor to parking spots have grown tiresome, and I'm ready to finally take the plunge into full fledged homeownership.
How to Slash Your Tax Bill by 54% or More When You Bank On Yourself for Your Retirement
By :
Pamela Yellen
If you're like most people, you'd rather postpone paying any taxes you can, which is a big reason tax-deferred retirement plans are so popular. However, a little-known alternative to these plans can slash your tax bill by 54% or more and let you bank on yourself for your retirement. Read on to discover how to avoid the single most costly financial mistake most people make...
How to use options to replace stocks or futures for massive profits and less risk.
By :
Wai Hoong Chin
Options trading strategies are being used widely by traders and investors. This article describe how to use options to replace stocks or futures. It also describe options trading strategies that uses stock options and futures options. Option trading strategies included in this article are call options, bull call spread, call ratio backspread, put options, bear put spread and put ratio backspread.
Joint Bank Accounts - finding your way around the bank account jungle
By :
Katie Brown
Opening a joint account with your spouse of future partner can be an effective way of staying on top of your family affairs. With costs to consider ranging form nappies to a bigger mortgage, making the most of your money becomes even more important. Although it might seem difficult to choose a better bank or bank account, it is easier than it seems.
Know Thyself - The Cardinal Financial Panning Rule?
By :
Clay Cotton
While we often apply the Know Thyself rule to evaluating risk tolerance, it works for all aspects of financial management. Raw numbers mean nothing if you have to go against your established behavior patterns to achieve them.
Knowing Which Houses Can Be Renovated For A Profit.
By :
Jacques Coquerel
This article shows any real estate investor what kind of house to renovate. You will also discover if you should renovate a house yourself or hire a handyman.
Medicaid Falls Short for Nursing Homes
By :
Clay Cotton
Long term care facilities say that the money which Medicaid provides for patient care simply isn't enough to cover costs.
Offshore Banking As A Tantalizing Tax Haven
By :
Peter Waterhaze
Offshore banking, commonly known as underground economy is notorious for organized crime, tax evaders, and money laundering. These banks are frequently used as a tax haven. Many people who do not wish to pay their taxes and find places to hide their income without having to pay tax on it, invest in such offshore banks. Tax haven is when people invest in foreign banks where they have to pay a considerably less amount of tax compared to their own country. Many times the tax is not even charged.
Offshore Banking Using Swiss Banks
By :
Peter Waterhaze
Switzerland is noted as one of the most secure economies of the world and is considered the best choice for offshore banking. The stable political ambience of the country has helped its economy to grow without limits. They have even maintained a neutral stance all through the two World Wars. All these have entailed that they have raised their banking standards to great heights. In fact, 5.6% of its workforce is employed in the banking sector.
Parent Landlords - A Good Option?
By :
Ray Prince
Many clients we speak to have at some time posed the question - should we buy a property for our child(ren) going to University? It is a fair question as it seems a waste to pay rent when you can get something back. Also, as a caring parent you presumably would like your child to live somewhere decent and habitable.
Reduce Your Debt by Mastering Your Money
By :
Carol Stack
Start by changing your thoughts about money. It does not control you, but you control it. Do not lie awake at night worrying about how you are ever going to pay it all back. Instead, think about how you can work smart, reduce expenses, and educate yourself about how to spend frugally and invest wisely.
Rhinophobia (Fear of Cash)--A Bad Disease for an Investor
By :
David Van Knapp
This article discusses an investor's "fear" of cash. This condition is known as rhinophobia. The article explains why rhinophobia can be harmful to any investor's returns.
Risking It All To Get on the Property Ladder
By :
Carlton Johnson
Risking It All To Get on the property ladder is all about the risks that people take in order to take their first steps onto the property ladder.
Services in Financial Accounting
By :
Aubrey Walker
Offices and companies have various activities everyday and that includes accounting. Whether the company is private or government-owned, it still makes use of accounting. Companies, offices, and various organizations or institutions cannot operate successfully without an accounting staff
Should you optimise your trading frequency?
By :
Pal Chidambaram
what is the optimal trading frequency? But even more critically, should you attempt to optimise your trading frequency? and how should you do it?
Step Four to Building Your Profitable Tax Lien Portfolio
By :
Joanne Musa
Once you’ve completed the first three steps in the process of building your profitable tax lien portfolio, you can progress to step four to building your profitable tax lien portfolio, which is doing due diligence on the properties in the sale. This is the most important step in the process and whether you do this properly or not could mean the difference between being extremely profitable and losing money. Read this article to find out why.
Step Three to Building Your Profitable Tax Lien Portfolio
By :
Joanne Musa
This is the fourth article in a series of eight about the seven steps that you need to follow in order to build a profitable portfolio of tax lien certificates or tax deeds. If you missed the previous article in this series you can read them at http://www.taxlienconsulting.blogspot.com.
Stop the Guessing Game and Start to Make Real Profits
By :
Peter Woodhead
Simple philosophy to get the most out of your market trades. Stop guessing what the markets will do next and get to understand how the markets really work.
Strong Housing Gains Driving Economic Growth
By :
Arthor Pens
Consumer spending, increased investment and a hot housing market have led the UK economy to beat first quarter predictions.
Swiss Banks are the best offshore banks
By :
Peter Waterhaze
Switzerland is noted as one of the most secure economies of the world and is considered the best choice for offshore banking. The stable political ambience of the country has helped its economy to grow without limits. They have even maintained a neutral stance all through the two World Wars. All these have entailed that they have raised their banking standards to great heights. In fact, 5.6% of its workforce is employed in the banking sector.
The End of Unlimited Lifetime Benefits in New Long Term Care Insurance Policies
By :
Clay Cotton
Prominent long term care insurance carrier Penn Treaty recently announced that it will discontinue offering the "unlimited lifetime" benefit option on all new policy forms as of 1/1/2007. Will other insurance companies follow suit? We think so, as the industry adjusts to changes in the all-too-real world of care and care giving.
The Onset of Any Investment
By :
William Tan
If you want to be serious in trading, you must look at trading as a business. Before you set up any business, planning is essential. Although tempting, before you pour your hard-earned savings into this venture, the first step is to establish your investment goals and objectives. It is best to have this written down because there will be moments that you will forget your goals and purpose of investing.
The Opportunities Offered By Offshore Banking
By :
Peter Waterhaze
Offshore banking is used widely by large institutions and even for personal accounts. People use this form of banking for a variety of reasons. Some are legitimate and others are not. Offshore banking is usually done with large amounts of funds. For this reason it can be used for illegal activities as well as legitimate business.
The Story Of Referrals
By :
Shane Brooks
Stressing the relevance and importance of utilizing realtor referrals into your marketing strategy. Realtor referrals are often neglected as they are very difficult to acheive. More than 90% of the time mortgage professionals go about it the wrong way. There is a definite science to succeeding in the mortgage profession, so open your "science book" and follow the instructions so you don't get burned.
The Surging Interest in Dividends—Especially Among Boomers
By :
David Van Knapp
This article explains the growing interest in dividends among stock investors, especially baby Boomers looking for income in retirement.
The Terms of Home Equity
By :
rateempire
Home equity is the value that your home has due to the payments that you have made on your mortgage. A home equity loan will enable you to borrow money using the equity that your home has as the collateral.
The UK Property Boom - Will It Continue in 2007?
By :
Ray Prince
Whether we own property to live in, have it as an investment as a buy to let or as part of our portfolio in our ISAs or Pensions, the fortune of the property market is very important to our overall wealth.
Titanium Uses in Industry
By :
Jaks Lloyd
Despite the fact that the commercial production of Titanium has only been possible in the last sixty years and then only by a complex and expensive process, it’s unique properties have resulted in advances in technology, aviation, marine, medicine and the many other applications that we now take for granted but may not have been possible or be as efficient by using an alternative.
Topps to be Acquired by Eisner and Others
By :
Geoff Gannon
Topps, the maker of trading cards and Bazooka Gum, has agreed to be acquired by Michael Eisner and others for $9.25 a share in cash in a transaction valued at $385.4 million. Eisner, the former CEO of Disney, founded the privately held Tornante Company in 2005 to make transactions such as this one.
Trader’s Daily Routine Checklist
By :
Larry Swing
It’s not mainly about checking everything and read all the information out there before the market opens. It’s about be satisfied with the retaining content that works for the trading system. But most important, creating a routine that becomes the foundation in building success in investing or trading.
Trading News: Is It Worth It?
By :
Larry Swing
Whether or not trading news is profitable, only time will tell for each trader, but one clear advice from this is NOT to hold a stock before earnings. By holding through the earnings, it’s a guessing game. If he still likes the stock, by it back a few days after the earnings. Who knows it might have been oversold and now it’s a “bargain.” Of course there will be regrets if the stock does move in the desired direction.
Types and Characteristics of Trading Gaps
By :
Larry Swing
Knowing where the gap is located in the chart can quickly help identify what type of gap it is. These gaps give clues to the strength or weakness of the stock since they are usually turning points in the market direction. Paying extra attention to them can provide unique opportunities to trade with the right trend (or reversals) and profit from them. The next article will discuss the tactics in entering and exiting in trading these gaps.
Understanding IRA Penalties
By :
William Brightworth
Making a mistake investing with your IRA can have serious penalties. If you pull money out of your traditional IRA, you need to pay taxes due on the new income, which could potentially move you up a tax bracket. You also will owe ten percent of the withdrawal amount as penalty payment to the IRS. This can add up quickly, seriously damaging your nest egg!
Using a Health Savings Account to Pay for Alternative Medicine
By :
Wiley Long
Americans spend over $30 billion each year on complementary and alternative therapies, mostly out of their own pocket. That is because few health insurance plans cover expenses like homeopathy, acupuncture, or Chinese medicine. But if you own a Health Savings Account, these expenses are 100% tax deductible.
Verifying The A New Swing Trading Strategy’s Profitability: Backtesting or Demo Trade
By :
Larry Swing
Taking shortcuts may prove a doer to be a clever person in the real world, but in the trading world, it can be a costly lesson. In fact, there are no shortcuts in trading; it’s a long, winding hard road filled with potholes, in conditions with little visibility, with many toll booths along the way. Do it right and the road will be more enjoyable and profitable.
Wall Street Turn Their Backs On Wacky Sub-Prime Loan Originators As Foreclosures Explode
By :
Paul Jerome
The lending term populating portfolio buy/sell agreements to package and sell loans into the secondary market to Wall Street investor groups is has the term “sold with recourse”. As the loan goes bad, some before the first payment is made; many lenders are being asked to buyback bad loans per portfolio selling contract. Only problem, many of the wholesale sub-prime (higher risk loans) mortgage originators are being forced out of the business.
Ways to Avoid Foreclosure
By :
Pete Glocker
This article was written to inform homeowners on the alternatives to foreclosure.
What Are The Consequences of Filing For Bankruptcy?
By :
Cornie Herring
Bankruptcy may be your quickest way of getting relief from your unbearable debt, but it is also the most damaging action to your credit ratings. Let us review the consequences of filling for a bankruptcy before your make up you decision to go for it.
What Is Buy To Let?
By :
James Grantworth
Buy to Let Mortgages are loans specially designed for anyone who wishes to invest in the property market by buying one or more houses and renting them out to tenants. Buy to Let Mortgages differ from previous investment vehicles by specifically using the rental revenue as the main factor when determining the ability of the buyer to meet the monthly mortgage payments.
When to Buy a Tax Sale List
By :
Joanne Musa
The tax sale lists that you get from the tax collector do not have all the information that you need to do due diligence on tax sale properties. Read this article to find out the best way to get the information that you need....
Which Investment Vehicle is Suitable for You?
By :
William Tan
If you do not know how, then breaking away from the rat race seems like an unachievable dream. If you know how, you can take the 1st step of breaking away from the rat race without taking the big step of quitting your job. Some brave souls would quit their job to start their own business. While starting a business is always a good step, it contains significant risk as most new businesses will not survive its 1st year.
Why Lenders Are Not Your Friends - Part 2
By :
Ed Bagley
The next time you go borrowing, and your friendly banker smiles as you walk into his office, be aware that you may be snookered by someone not worthy of your trust. For the uninitiated, there are more real surprises at loan closings in America than when opening gifts on Christmas morning. One client of mine went to a loan closing and learned that $10,000 had been added to the loan closing costs without prior notice. Why you should be aware.
Working Towards Financial Freedom
By :
William Tan
Financial Freedom seems to be the buzz word ever since Robert Kiyosaki made his book series “Rich Dad Poor Dad” famous. While financial freedom has been on the minds of numerous people, not many individuals understand how to achieve it. The constant routine of getting to a 9 to 5 job is all too common.
Your UK State Pension and Missing Contributions
By :
Ray Prince
Is it possible to boost your UK State Pension? What steps can you take to increase your income in retirement? By paying Class 3 National Insurance contributions all this is possible...
Sign Up
for a free account or
learn more
.
Submit Articles
Member Login
Top Authors
Most Popular Articles
Submission Guidelines
Ezine Notifications
Article RSS Feeds