ARTICLES

Search:

Clay Cotton's Articles in Finance

  • Genworth Cornerstone - Advantage or Disadvantage?
    Genworth is promoting it's new long term care insurance product, Cornerstone Advantage, as an affordable LTCi solution. In today's market, there is only one way for an insurance company to offer lower priced long term care insurance coverage - and this is to cut their costs! But how is Genworth doing it?
  • Know Thyself - The Cardinal Financial Panning Rule?
    While we often apply the Know Thyself rule to evaluating risk tolerance, it works for all aspects of financial management. Raw numbers mean nothing if you have to go against your established behavior patterns to achieve them.
  • But Will You Even Be ABLE to Retire?
    Everybody envisions the golden years as a time to relax away from the stresses and strains of working life, but for for many baby boomers it may be a far different picture.
  • Medicaid Falls Short for Nursing Homes
    Long term care facilities say that the money which Medicaid provides for patient care simply isn't enough to cover costs.
  • Caregiving's Costly Burden
    Hey - If I had known that official government policy toward caring for elderly parents was that their children would have to do it all, well I would have had 10 kids.
  • ChoicePoint: To retire, start over or hang in there?
    Prior generations retired after working at one company for 25-30 years, and after that stint, they then retire and get a pension plan. Retirees had a small house paid for, a nice Social Security check and a pension. Add to that a life expectancy of around 70 years, and you'll have a perfect retirement plan.
  • Boomers want to retire yet stay involved
    Many retirees, especially us baby boomers, want to retire from their careers yet become involved in other areas such as social and health services.
  • Friends and Family Will Be Tapped for Long Term Care
    More than 1/3 of U.S. residents contacted indicated they would turn to family and friends for long term care, a new survey shows.
  • The End of Unlimited Lifetime Benefits in New Long Term Care Insurance Policies
    Prominent long term care insurance carrier Penn Treaty recently announced that it will discontinue offering the "unlimited lifetime" benefit option on all new policy forms as of 1/1/2007. Will other insurance companies follow suit? We think so, as the industry adjusts to changes in the all-too-real world of care and care giving.

Powered by Article Dashboard