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Social Networking Phenomenon Hits NZ Job Market Job hunting has really changed little in the last few decades. Employers posted tightly worded ads in newspapers or on job sites, while job seekers polished up their cover letters and CVs. Both parties asked themselves whether these were true and accurate representations of themselves, but given the few available alternatives, it had to be done. Understanding PIP Policy On Car Insurance The PIP or the personal injury protection coverage is an ideal liability auto insurance policy which every driver may purchase as an optional or as required by the state law. Also known as a 'no-fault' auto insurance in some state, this policy normally covers within an absolute limits which may pay for medical, hospital, funeral expenses of an insured driver or passenger regardless of who is at-fault in an accident.